Your garden can account for around 10% of the
value of your property and protecting this investment
with insurance should be a priority.
Add up the value of the value of the sheds, greenhouses,
garden tools, furniture, plants and other valuables
that you keep in the garden, and you will be surprised
at the cost of replacement. That palm or tree
fern that you paid £50 for seven years ago
may have grown into a £1000 specimen.
Most buildings and contents home insurance policies
have an element of garden cover included in the
basic policy, however there are often many exclusions
to making a claim and you should check your policy
wording today to ensure you have the right level
of cover under both garden buildings sections
and garden contents sections.
Beware - many policies exclude plants from the
basic level of cover and you may have to shop
around to find a policy and price that suits you.
For this reason we recommend Contents-Insurance.info
as a good starting point to find out more about
your garden cover.
It has an excellent frequently
asked questions section covering both garden buildings
Contents Insurance also carries policies from every
major UK Home Insurer and you will be able to
check your existing level of cover online and
compare it against cover offered by other home
garden insuance companies